Home Credit Card WB Student Credit Card Scheme | Get 10 Lakhs education credit today

WB Student Credit Card Scheme | Get 10 Lakhs education credit today

by Expert
West Bengal Student Credit Card

WBSCC scheme is one of the best scheme announced by West Bengal CM Mamata Banerjee. This Scheme will help higher education for needy students. Unlike traditional education loan, it will give more benefit to its beneficiaries. One student can borrow Student Credit Card Loan for his education purpose. SCC offer up to 10 lakhs limit to spent for higher education. After class 10 or Madhyamika equivalent examination one student can apply for Student Credit Card.

The main benefit of WBSCC scheme is you can repay the amount after getting a job. Also, you can take long time (15 years) for repayment the loan amount. This student credit card scheme will charge reducing 4% on loan amount.

West Bengal Student Credit Card Scheme Details

Name of SchemeWest Bengal Student Credit Card Scheme
Launched Year30th June 2021
StateWest Bengal, India
Who are Eligible BeneficiariesStudents, after clan 10.
Beneficiaries Count1.5 crore students
Type of SchemeSoft Loans through Student Credit Cards.
Credit AmountRs. 10 lakhs for education purpose
Interest RateReducing rate 4% only.
Applicable CoursesUnder graduate (UG), Post graduate (PG), Higher studies.
Maximum Age LimitMaximum age limit is 40 years.
Loan period15 years
WBSCC Websitewww.wb.gov.in
Official HelplineToll-Free Number – 18001028014
e-mail – wbscc@bangla.gov.in

WB Student Credit Card Scheme Eligibilities

Please follow below instructions-

  • Students of West Bengal only.
  • After class 10 you can apply for WBSCC scheme.
  • Courses eligible for WBSCC are- undergraduate, postgraduate, doctoral, IITs, IIMs, NLUs, IAS, IPS, Professional studies, WBPS or competitive examination.

Documents Required for West Bengal Student Credit Card

Submit below required documents in official web portal.

  • Ration card
  • Aadhar card
  • Passport size photograph
  • Age proof (Birth Certificate, Voter Card, Aadhar Card)
  • Valid Mobile number
  • Income certificate
  • Bank account details

Apply for WB Student Credit Card Scheme

WBSCC scheme online application process-

WBSCC scheme
West Bengal Student Credit Card scheme 2021
  • Now fill the online WBSCC scheme form carefully
    • Applicant Full Name
    • Date of birth
    • Your Gender
    • Aadhar number
    • Program type
    • Program name
    • State of institution
    • District of institution
    • Name of institution
    • Applicant Mobile number
    • Your Email ID
    • Your secret Password etc.
Student Credit Card form
  • Now click on Register.
  • That’s all, After successful completion you will get Unique ID for farther process.

How to login WBSCC scheme portal

To login in West Bengal Student Credit Card Portal open the following link-

  • Enter your personal WBSCC User ID, Password and captcha.
  • Now click on Login.
  • From you credit card portal dashboard you can track your application status and other details.

How to check WBSCC scheme application status

To check and track WBSCC scheme application follow below instruction-

  • Enter your User ID, Password.
  • Now click on Login.
  • Now you can see your WBSCC dashboard.
  • Here you can track your application status and other details.

Official guideline (Training Manual for Students) https://wbscc.wb.gov.in/assets/StudentManual.pdf

FAQ of WB Student Credit Card Scheme

How many loans I can apply from student credit card?

You can apply only one credit loan.

What amount I can borrow from WBSCC scheme?

You can borrow maximum Rs. 10 Lakhs

Can I apply student credit card for graduation?

Yes, you can apply.

Can I apply Student credit card scheme for post-graduation?

Yes, you can apply.

What is the age limitation for WB student credit card?

Maximum age limit of WBSCC is 40 years.

How many documents I have to submit to apply for WBSCC scheme

To apply for a student credit card, you need to submit Aadhar card, Ration card, Income certificate, Institution details.

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