WBSCC scheme is one of the best scheme announced by West Bengal CM Mamata Banerjee. This Scheme will help higher education for needy students. Unlike traditional education loan, it will give more benefit to its beneficiaries. One student can borrow Student Credit Card Loan for his education purpose. SCC offer up to 10 lakhs limit to spent for higher education. After class 10 or Madhyamika equivalent examination one student can apply for Student Credit Card.
The main benefit of WBSCC scheme is you can repay the amount after getting a job. Also, you can take long time (15 years) for repayment the loan amount. This student credit card scheme will charge reducing 4% on loan amount.
West Bengal Student Credit Card Scheme Details
| Name of Scheme | West Bengal Student Credit Card Scheme |
| Launched Year | 30th June 2021 |
| State | West Bengal, India |
| Who are Eligible Beneficiaries | Students, after clan 10. |
| Beneficiaries Count | 1.5 crore students |
| Type of Scheme | Soft Loans through Student Credit Cards. |
| Credit Amount | Rs. 10 lakhs for education purpose |
| Interest Rate | Reducing rate 4% only. |
| Applicable Courses | Under graduate (UG), Post graduate (PG), Higher studies. |
| Maximum Age Limit | Maximum age limit is 40 years. |
| Loan period | 15 years |
| WBSCC Website | www.wb.gov.in banglaruchchashiksha.wb.gov.in |
| Official Helpline | Toll-Free Number – 18001028014 e-mail – wbscc@bangla.gov.in |
WB Student Credit Card Scheme Eligibilities
Please follow below instructions-
- Students of West Bengal only.
- After class 10 you can apply for WBSCC scheme.
- Courses eligible for WBSCC are- undergraduate, postgraduate, doctoral, IITs, IIMs, NLUs, IAS, IPS, Professional studies, WBPS or competitive examination.
Documents Required for West Bengal Student Credit Card
Submit below required documents in official web portal.
- Ration card
- Aadhar card
- Passport size photograph
- Age proof (Birth Certificate, Voter Card, Aadhar Card)
- Valid Mobile number
- Income certificate
- Bank account details
Apply for WB Student Credit Card Scheme
WBSCC scheme online application process-
- Open official website: https://banglaruchchashiksha.wb.gov.in/
- In Web site click on: Student Credit Card.
- It will open Student Credit Card Portal: https://wbscc.wb.gov.in/
- In this page, click on Student Registration
- Now fill the online WBSCC scheme form carefully
- Applicant Full Name
- Date of birth
- Your Gender
- Aadhar number
- Program type
- Program name
- State of institution
- District of institution
- Name of institution
- Applicant Mobile number
- Your Email ID
- Your secret Password etc.
- Now click on Register.
- That’s all, After successful completion you will get Unique ID for farther process.
How to login WBSCC scheme portal
To login in West Bengal Student Credit Card Portal open the following link-
- Open browser and visit official site: https://wbscc.wb.gov.in/
- Now click on- Student Login
- Enter your personal WBSCC User ID, Password and captcha.
- Now click on Login.
- From you credit card portal dashboard you can track your application status and other details.
How to check WBSCC scheme application status
To check and track WBSCC scheme application follow below instruction-
- Open this website: https://wbscc.wb.gov.in/
- In WBSCC web site click on Student Login
- Enter your User ID, Password.
- Now click on Login.
- Now you can see your WBSCC dashboard.
- Here you can track your application status and other details.
Official guideline (Training Manual for Students) https://wbscc.wb.gov.in/assets/StudentManual.pdf
